Tuesday, 10 February 2015

4-feb


RBI's bimonthly monitory policy review

1.      Reduced Statutory Liquidity Ratio (SLR) by 50 basis point to 21.50 percent

Ø  The SLR is the portion of deposits banks are required to hold in the form of gold or government securities before providing credit to customers.

2.      This move is likely to pump in around Rs. 45000 crore to the system, which is likely to push the banks to cut their lending rates.

3.      The RBI kept the short-term policy rate (repo rate) unchanged at 7.75 per cent

Ø  The repo rate is the rate at which the central bank lends money to banks.

4.      It also maintained status quo in the Cash Reserve Ratio (CRR) at 4 per cent

Ø  CRR is the portion of total deposits of customers, which commercial banks have to hold as reserves either in cash or as deposits with the central bank.

5.      RBI expects inflation at 6 % by January, 2016

6.      RBI's projection for growth using the old GDP base has been retained at 5.5 per cent for 2014-15. The estimate for real GDP growth in 2015-16 is expected to rise to 6.5 per cent.

7.      the current account deficit is projected at a very comfortable 1.3 per cent of GDP for 2014-15

8.      RBI raise forex limit :-

a)      The central bank doubled the amount of foreign exchange that an individual can remit in a year under a scheme that allows asset purchase outside India.

b)      An individual can now remit up to $250,000 a year under the Liberalised  Remittance Scheme, which was started in 2004

c)      This is the second time the limit has been raised since a drastic 62.5 per cent cut in the limit to $75,000 in August 2013


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Digital Indian Army - modernisation of Indian Army's communication channels

1)      the Army is making progress in fielding its own mobile network in a couple of years under the Mobile Cellular Communications System (MCCS) and also contemplating a cloud network for its rank and file

2)      the MCCS will enable transfer of large volumes of data including pictures and real-time updates

3)      However, the basic concerns still persist with continued reliance on imports for hardware and software. While several of the Army’s communication systems are built by BEL, some of the larger servers and other basic components are imported. This creates vulnerability of malware or bugging of these critical network systems

4)      the Army is also envisaging setting up a private virtual drive for its personnel to access information anywhere and reduce dependency on open platforms

5)      the Army is equipping many of its formations with the army mobile network based on Code Division Multiple Access (CDMA) technology being built by Bharat Electronics Limited (BEL)

6)      The Army also has a separate network called the Army Wide Areas Network which is presently connected from the Army Headquarters to the battalion level with optic fibre network. This is separate from the Internet which prevents snooping

7)      At the operational level, a unit will be equipped with data radios which are special handsets being built by BEL with indigenous software.


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Land Acquisition Ordinance - A critical analysis

1)      Criticism of Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act (LARR), 2013 :-

                                i.            Farmers and social movements have argued that LARR failed to adequately compensate land losers, contained large loopholes such as exempting irrigation projects, and continued to allow land acquisition for private companies

                              ii.            Industrialists, developers and State governments have complained that the Act would delay projects, increase the costs of land acquisition and impede economic growth

2)      The Central govt. diluted many of LARR’s key provisions through an ordinance issued on December 31. The ordinance effectively eliminates the main features of LARR that gave rural people some protection from arbitrary dispossession

3)       it removes the requirement that the government must obtain the consent of 80 per cent of affected people before taking their land for a private project and 70 per cent of affected people for public-private partnership project

Ø  The ordinance thus restores the ability of the government to acquire land for any private purpose it likes, with no need to win the support of the affected

4)      the ordinance eliminates the Social Impact Assessments (SIA) that LARR had mandated as a precondition for proceeding with land acquisition

Ø  This restores the ability of the government to dispossess land from people without even assessing its negative consequences

5)      the ordinance increases the amount of time that a government or company can keep unutilised land

6)      it removes LARR’s strong penalties for non-complying officials


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